It is recommended that home buyers do some research before they apply for a mortgage - so you're in the right place! The more knowledge borrowers have about the mortgage and purchase process, the better equipped they are to get the best options.

Although getting a mortgage from your bank can seem like the easiest way to manage all your finances, it is usually not the best choice. We can help guide you through the lending process, and can often get you a better rate than your bank. We will save you time, money, and hassle by drawing on a variety of funding sources to find you the best option. 

Here's a general outline of the steps to buying your first home:

Pre-approval

House shopping

Making an offer and paying the deposit

Home inspection and appraisal (maybe)

Mortgage approval

Lawyer

Move in

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